Broker Check

2029 Dartmouth Pl, Charlotte, NC 28207

704-968-3457
thomas.sauer@convergentfp.com

Let's Make Your Money Work Smarter

Whether you're just getting started or rethinking your retirement, I'm here to help you make informed decisions and feel good about your financial direction.

What I do
Financial Guidance That Meets You Where You Are

No matter where you are on your financial journey, I work with you to build a plan that makes sense for your life — not someone else's. Think of me as a sounding board, a strategist, and an advocate all in one.

WELCOME
Your Goals, Your Plan, Your Terms

I got into this work because I believe everyone deserves a financial professional who actually listens. Before I build any strategy, I want to know what keeps you up at night, what gets you excited, and what "success" really looks like for you. From there, we work together to create a plan that evolves as you do.

My Solutions
The Support You Need, When You Need It

Life doesn't come in neat categories, but having the right support in the right areas can make a real difference. Here's how I can help.


Portfolio Management

I'll help you build a portfolio that reflects your goals and risk tolerance — and keep a close eye on it as things change.

Learn more

Retirement Planning

Retirement looks different for everyone. Let's map out what yours could look like and build a strategy to help you get there.

Learn more

Financial Education

The more you understand, the more empowered you are. I love helping my clients build financial knowledge that sticks.

Learn more

Cash Flow Analysis

Understanding where your money goes is the foundation of every good plan. I'll help you take a clear-eyed look at income, expenses, and opportunities.

Learn more

Charitable Giving

If giving back is part of your vision, I'll help you explore tax-smart approaches to charitable contributions that align with your values.

Learn more

Social Security Strategies

When and how you claim Social Security matters. I'll help you evaluate your options so you can make an informed decision.

Learn more

Debt Management

Not all debt is equal. I'll help you build a strategy to manage liabilities while keeping your bigger financial picture in focus.

Learn more

Life Insurance

Life insurance can play a crtitical role in your broader financial strategy. I'll help you evaluate the right type and amount for your needs.

Learn more

Estate Strategy

I work with you and your legal team to help outline a thoughtful plan for passing wealth to the people and causes you care about.

Learn more
How To Get Started

About My Firm
Real Conversations. Real Strategies. Real Results.

I started this practice because I believe financial planning should feel approachable — not intimidating. Over the years, I've had the privilege of working with people from all kinds of backgrounds, and the common thread is always the same: they want someone who will be straight with them. That's exactly what I do. I take the time to understand your world, explain things in plain language, and build strategies that actually fit the life you're living. No jargon, no pressure — just honest guidance from someone who's genuinely in your corner.

The Process
Simple, Straightforward, and Built Around You

I don't believe in overcomplicating things. My process is designed to be clear from day one so you always know what to expect.

1. Let's Talk
Listen and Assess

We'll sit down, get to know each other, and dig into your financial life — your goals, your concerns, and everything in between.

2. Let's Plan
Strategize

I'll put together a personalized financial strategy based on everything we've discussed — one that actually fits your life.

3. Let's Keep Going
Implement and Listen

Your plan isn't a one-and-done document — I'll be right there with you to adjust, refine, and keep things moving in the right direction.

Start Your Journey

My Resources
Good Reads, Smart Thinking

I like sharing ideas that help my clients think differently about money and life. Browse the latest articles, guides, and insights below.

How to Appeal Your Property Taxes

How to Appeal Your Property Taxes

For homeowners who think their property taxes are too high, there are ways to appeal.
Learn More
Retiring Earlier Than Expected? What To Know

Retiring Earlier Than Expected? What To Know

Retiring earlier than expected can be disheartening. Learn steps that can help you smoothe the road ahead.
Learn More
The Latte Lie and Other Myths

The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.
Learn More

Get Started
Let's See If We're a Good Fit

No pressure, no obligations — just a real conversation about where you are and where you'd like to go. I'd love to hear your story.

Start Your Journey